Permaculture Credit Union Lender Code: 834232

Don't let the price of education get in your way.  Apply for one of our Federal Loans for students and parents, with low interest rates, deferred payments until graduation and up to 10 years to repay.

NOTE: Borrower must be a member of the credit union.

Students and parents of dependent undergraduates must complete the Free Application for Federal Student Aid (FAFSA) to determine federal loan eligibility.

FEDERAL STUDENT LOANS

Stafford Loan APPLY NOW

Subsidized Stafford Loan

• Need based
• Federal government pays interest while student is in-school, grace and deferment period
• Repayment begins 6 months after graduation or dropping below half time (as determined by school)

Unsubsidized Stafford Loan

• Loan is not need based
• Borrower responsible for interest payments (can be deferred during in-school and grace period).
• Repayment begins 6 months after graduation or dropping below half time (as determined by school)

PARENT PLUS LOAN APPLY NOW

• Parents and stepparents may borrow for post-secondary education of dependent, undergraduate children
• Credit based
• Parents can borrower up to the Cost of Education minus any other financial aid the student is receiving
• Loans first disbursed on or after July 1, 2008, parent borrowers may elect to postpone repayment until 6 months after the student for whom the loan was borrowed ceases to be enrolled at least half-time.

GRAD PLUS LOAN APPLY NOW

• Available to graduate or professional students
• Credit based
• Payments can be deferred while in-school

Access Your Loan Account Online. Once your application is submitted, you can check the status of your loan, view your account information and make payments from your credit union account 24/7 at www.mygreatlakes.org. After you log in, choose My Loans, then Internet Borrower Inquiry Service (IBIS) to get started. This site offers a variety of tools for calculating the cost of your loan. It's your resource to forms, a glossary of financial aid terms, contact information, and lots of other information to help you manage your loans.

BORROWERS RIGHT TO CHOOSE LENDER: It is important to share our lender code with your school's financial aid office.  If your school provides a list of preferred lenders, you may choose your credit union whether we appear on the list or not.  Simply add our name and lender code on your Master Promissory Note (MPN). If your school insists that you choose another lender, please contact us at 1-866-954-3479.

HELPFUL STUDENT LOAN INFORMATION:

• www.studentaid.ed.gov – Detailed student aid and student loan information from the U.S. Dept of Ed
• www.collegeplan.org – Information on college selection, admissions, financial aid and scholarships
• www.collegeboard.com – Scholarship information
• www.mappingyourfuture.biz – Detailed information about career planning, selecting a school and paying for college
• www.mygreatlakes.org: Great Lakes is the guaranty and servicing agency for your student loan. Manage your loan information here.

Loan Consolidation Information